From time to time, a Guest Blogger will share voice at the New Mexico Bankruptcy Law Blog. Today, we welcome Deborah DeMack. Deborah is a former Assistant Attorney General in the Consumer Protection Division of the New Mexico Attorney General’s Office. A solo practitioner now in private practice in Santa Fe, NM, Ms. DeMack practices consumer law, debt collection defense, and consumer bankruptcy. She can be reached at 505.471.3302. This is part 3 of the series.
How May a Debt Collector Contact You?
A debt collector may contact you in person, by phone, mail, telegram or fax. However, a debt collector may not contact at inconvenient times or places, and cannot contact you before 8 a.m. (local time) or after 9 p.m., unless you agree. A debt collector may not contact you at work if the collector knows that your employer disapproves of such contacts.
Next in the series is Part 4: What Acts or Practices are Prohibited by the FDCPA?
Previous posts in the series: Debt Collection Abuse and the FDCPA, To Whom Does the FDCPA Apply? What Debts are Covered?