When Debt Collectors Call, Part 5: How Do You Stop a Debt Collector from Contacting You? — NMBankruptcyBlog.com

red phone dialFrom time to time, a Guest Blogger will share voice at the New Mexico Bankruptcy Law Blog. Today, we welcome Deborah DeMack. Deborah is a former Assistant Attorney General in the Consumer Protection Division of the New Mexico Attorney General’s Office. A solo practitioner now in private practice in Santa Fe, NM, Ms. DeMack practices consumer law, debt collection defense, and consumer bankruptcy. She can be reached at 505.471.3302. This is part 5 of the series.

How Do You Stop a Debt Collector from Contacting You?

You can stop a debt collector from contacting you by writing a letter to the collector informing them to cease contacting you. The debt collector may not contact you again except to say that there will be no further contact or to notify you that the debt collector or the creditor intends to take some specific legal action against you. However, merely writing such a letter will not make the debt go away if you actually owe the debt.

Next in the series is Part 6: The 30 Day Validation (Verification) Notice

Previous posts in the series: Debt Collection Abuse and the FDCPA, To Whom Does the FDCPA Apply? What Debts are Covered?, How May a Debt Collector Contact You?, What Acts or Practices are Prohibited by the FDCPA?

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