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	<title>Santa Fe Bankruptcy Lawyer Blog</title>
	<link>http://nmbankruptcyblog.com</link>
	<description>Santa Fe Area Bankruptcy Law and Information</description>
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		<title>Debt Settlement&#8211;Use a Bankruptcy Lawyer</title>
		<description><![CDATA[Guest Post Written by John Van Elk Debt settlement companies seem to be everywhere lately.  You can&#8217;t watch your favorite TV show without seeing an ad.  They make it sound so easy!  And they seem so nice! But there&#8217;s a huge problem with these companies.  They are largely unregulated.  Some of them have nothing more [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/santa-fe-bankruptcy-lawyer-why-do-you-blog/' rel='bookmark' title='Permanent Link: Santa Fe Bankruptcy Lawyer: &#8220;Why Do you Blog?&#8221;'>Santa Fe Bankruptcy Lawyer: &#8220;Why Do you Blog?&#8221;</a></li>
<li><a href='http://nmbankruptcyblog.com/when-debt-collectors-call-part-2-to-whom-does-the-fdcpa-apply-what-debts-are-covered-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Debt Collectors Call, Part 2: To Whom Does the FDCPA Apply? What Debts are Covered? &#8212; NMBankruptcyBlog.com'>When Debt Collectors Call, Part 2: To Whom Does the FDCPA Apply? What Debts are Covered? &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/ftc-ban-on-debt-management-companies-taking-advance-fees/' rel='bookmark' title='Permanent Link: Federal Trade Commission Bans Debt Management Companies From Taking Advance Fees'>Federal Trade Commission Bans Debt Management Companies From Taking Advance Fees</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/debt-settlement-use-a-bankruptcy-lawyer/</link>
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		<title>Federal Trade Commission Bans Debt Management Companies From Taking Advance Fees</title>
		<description><![CDATA[The Baltimore Sun today announced the following great news: FTC Bans Advance Fees at Debt Relief Companies The Federal Trade Commission announced that companies promising over the phone to reduce your credit card or other debt can&#8217;t charge you a fee until they do their job. The rule affects for-profit businesses and will kick in [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/top-ten-personal-financial-mistakes-part-4-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: Top Ten Personal Financial Mistakes &#8211; Part 4: More on Borrowing from Credit Card Companies &#8212; NMBankruptcyBlog.com'>Top Ten Personal Financial Mistakes &#8211; Part 4: More on Borrowing from Credit Card Companies &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/beware/' rel='bookmark' title='Permanent Link: Beware of Credit Offers Aimed at Recent Bankruptcy Filers &#8212; NMBankruptcyBlog.com'>Beware of Credit Offers Aimed at Recent Bankruptcy Filers &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/top-ten-personal-financial-mistakes-part-7-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: Top Ten Personal Financial Mistakes &#8211; Part 7: Failing to Accept Free Money  &#8212; NMBankruptcyBlog.com'>Top Ten Personal Financial Mistakes &#8211; Part 7: Failing to Accept Free Money  &#8212; NMBankruptcyBlog.com</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/ftc-ban-on-debt-management-companies-taking-advance-fees/</link>
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		<title>Bankruptcy Problems You Can Avoid: Undisclosed Assets</title>
		<description><![CDATA[The United States Bankruptcy Code obligates you to make a full disclosure of your financial affairs when you file bankruptcy.  You must list all of your debts, reveal detailed information about your income and expenses, and you must reveal information about your assets. In my 24 years of practice I have found that undisclosed asset [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/what-you-can-do-to-avoid-problems-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: What You Can Do to Avoid Problems &#8212; NMBankruptcyBlog.com'>What You Can Do to Avoid Problems &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/2-what-if-my-spouses-assets-are-separate-must-they-be-disclosed-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: #2 What If My Spouse&#8217;s Assets Are Separate &#8212; Must They Be Disclosed? &#8212; NMBankruptcyBlog.com'>#2 What If My Spouse&#8217;s Assets Are Separate &#8212; Must They Be Disclosed? &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/how-do-i-find-a-bankruptcy-attorney-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: How Do I Find a Bankruptcy Attorney?&#8211; NMBankruptcyBlog.com'>How Do I Find a Bankruptcy Attorney?&#8211; NMBankruptcyBlog.com</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/bankruptcy-problems-you-can-avoid-undisclosed-assets/</link>
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		<title>Chapter 13 Bankruptcy Disposable Income: The U.S. Supreme Court Rules</title>
		<description><![CDATA[The Bankruptcy Code requires that, when an individual files for bankruptcy protection under Chapter 13 and proposes a debt repayment plan to which the trustee or an unsecured creditor objects, the individual must either pay his or her unsecured creditors  in full or pay all &#8220;projected disposable income&#8221; he or she will receive over the [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/will-i-have-to-go-to-court-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: Will I Have to Go to Court?&#8211; NMBankruptcyBlog.com'>Will I Have to Go to Court?&#8211; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/what-different-types-of-bankruptcy-cases-should-i-consider-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: What Different Types of Bankruptcy Cases Should I Consider?&#8211; NMBankruptcyBlog.com'>What Different Types of Bankruptcy Cases Should I Consider?&#8211; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/what-does-it-cost-to-file-for-bankruptcy-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: What Does It Cost to File for Bankruptcy?&#8211; NMBankruptcyBlog.com'>What Does It Cost to File for Bankruptcy?&#8211; NMBankruptcyBlog.com</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/chapter-13-bankruptcy-disposable-income-supreme-court-rules/</link>
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		<title>What Should You Wear to Your Bankruptcy Hearing?</title>
		<description><![CDATA[Guest post by Charleston, South Carolina Bankruptcy Lawyer, Russell A. DeMott Follow a few simple rules, and you&#8217;ll be dressed for success at your bankruptcy hearing. I don&#8217;t know about you, but I never seem to know what to wear.  I wear suits to court, of course, but that&#8217;s expected of a bankruptcy lawyer.  But [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/will-i-have-to-go-to-court-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: Will I Have to Go to Court?&#8211; NMBankruptcyBlog.com'>Will I Have to Go to Court?&#8211; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/santa-fe-bankruptcy-lawyer-why-do-you-blog/' rel='bookmark' title='Permanent Link: Santa Fe Bankruptcy Lawyer: &#8220;Why Do you Blog?&#8221;'>Santa Fe Bankruptcy Lawyer: &#8220;Why Do you Blog?&#8221;</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/wear-to-bankruptcy-hearing/</link>
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		<title>Santa Fe Bankruptcy Lawyer: &#8220;Why Do you Blog?&#8221;</title>
		<description><![CDATA[I was speaking to a bankruptcy client from Taos the other day.  He asked me an interesting question, &#8220;Why do you have a bankruptcy blog?&#8221; This came up in conversations about various issues in the client&#8217;s bankruptcy, and I began referring him to various blog posts I&#8217;d done here on the Santa Fe Bankruptcy Lawyer [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/debt-settlement-use-a-bankruptcy-lawyer/' rel='bookmark' title='Permanent Link: Debt Settlement&#8211;Use a Bankruptcy Lawyer'>Debt Settlement&#8211;Use a Bankruptcy Lawyer</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/santa-fe-bankruptcy-lawyer-why-do-you-blog/</link>
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		<title>Should you Buy  Back a Repossessed Car?</title>
		<description><![CDATA[You have your &#8220;fresh start&#8221; after the bankruptcy.  Bravo! The goal was to get you set up to survive and thrive with your new life. But what about the new opportunities, or enticements offered you? Are you ready, and practiced in making different, better choices than you may have made before? A client called and [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/ten-things-to-think-about-before-using-your-credit-card-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: Ten Things to Think About Before Using Your Credit Card &#8212; NMBankruptcyBlog.com'>Ten Things to Think About Before Using Your Credit Card &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/top-ten-personal-financial-mistakes-part-4-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: Top Ten Personal Financial Mistakes &#8211; Part 4: More on Borrowing from Credit Card Companies &#8212; NMBankruptcyBlog.com'>Top Ten Personal Financial Mistakes &#8211; Part 4: More on Borrowing from Credit Card Companies &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/should-i-reaffirm-nmbankruptcyblogcom/' rel='bookmark' title='Permanent Link: Should I Reaffirm? &#8212; NMBankruptcyBlog.com'>Should I Reaffirm? &#8212; NMBankruptcyBlog.com</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/should-you-buy-back-a-repossessed-car/</link>
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		<title>When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 4b &#8212; NMBankruptcyBlog.com</title>
		<description><![CDATA[Foreclosure rates are as alarming as unemployment rates. Deciding what to do if your home is threatened in this way is a severe test of maturity. We don&#8217;t want to lose what is usually both our biggest financial investment and, truly, our safety and refuge. One of my favorite legal self-help publishers has an article [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-part-2-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 2 &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 2 &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/when-foreclosure-threaten-can-you-afford-to-keep-your-home-part-4a-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threaten: Can You Afford to Keep Your Home? Part 4a &#8212; NMBankruptcyBlog.com'>When Foreclosure Threaten: Can You Afford to Keep Your Home? Part 4a &#8212; NMBankruptcyBlog.com</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-part-4b-nmbankruptcyblog-com/</link>
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		<title>When Foreclosure Threaten: Can You Afford to Keep Your Home? Part 4a &#8212; NMBankruptcyBlog.com</title>
		<description><![CDATA[Foreclosure rates are as alarming as unemployment rates. Deciding what to do if your home is threatened in this way is a severe test of maturity. We don&#8217;t want to lose what is usually both our biggest financial investment and, truly, our safety and refuge. One of my favorite legal self-help publishers has an article [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-part-1-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 1 &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 1 &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-part-2-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 2 &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 2 &#8212; NMBankruptcyBlog.com</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/when-foreclosure-threaten-can-you-afford-to-keep-your-home-part-4a-nmbankruptcyblog-com/</link>
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		<title>When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 3</title>
		<description><![CDATA[Foreclosure rates are as alarming as unemployment rates. Deciding what to do if your home is threatened in this way is a severe test of maturity. We don&#8217;t want to lose what is usually both our biggest financial investment and, truly, our safety and refuge. One of my favorite legal self-help publishers has an article [...]


Related posts:<ol><li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-part-1-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 1 &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 1 &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-part-2-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 2 &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? Part 2 &#8212; NMBankruptcyBlog.com</a></li>
<li><a href='http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-nmbankruptcyblog-com/' rel='bookmark' title='Permanent Link: When Foreclosure Threatens: Can You Afford to Keep Your Home? &#8212; NMBankruptcyBlog.com'>When Foreclosure Threatens: Can You Afford to Keep Your Home? &#8212; NMBankruptcyBlog.com</a></li>
</ol>]]></description>
		<link>http://nmbankruptcyblog.com/when-foreclosure-threatens-can-you-afford-to-keep-your-home-part-3-nmbankruptcyblog-com/</link>
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