Santa Fe Bankruptcy Lawyer Blog

Click here to find the current schedule for then NM Project for Financial Literacy’s BAPCPA Pre-Filing & Pre-Discharge Classes:

http://www.nmpfl.org/bapcpaschedule.html

Free Downloads

• Bankruptcy FAQs — Answers to Common Bankruptcy Questions

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. This brochure can not explain every aspect of the bankruptcy process. If you still have questions after reading it, you should speak with an attorney familiar with bankruptcy.

There have been many news reports suggesting that changes to the bankruptcy law passed by Congress in 2005 prevent many individuals from filing bankruptcy. It is true that these changes have made the process more complicated. But the basic right to file bankruptcy and most of the benefits of bankruptcy remain the same for most individuals.

From the National Consumer Law Center‘s Handout Answers to Common Bankruptcy Questions.

• Your Legal Rights During and After Bankruptcy — Your Legal Rights During and After Bankruptcy: Making the Most of Your Bankruptcy Discharge

Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection calls, and get a fresh financial start. Bankruptcy can help with some financial problems, but does not guarantee you will avoid financial problems in the future. If you choose bankruptcy, you should take advantage of the fresh start it offers and then make careful decisions about future borrowing and credit, so you won’t ever need to file bankruptcy again!

From the National Consumer Law Center‘s Handout Your Legal Rights During and After Bankruptcy: Making the Most of Your Bankruptcy Discharge.

• Using Credit Wisely After Bankruptcy — Using Credit Wisely After Bankruptcy

From the National Consumer Law Center‘s Handout Using Credit Wisely After Bankruptcy.