Legal Rights
From the National Consumer Law Center‘s Handout Your Legal Rights During and After Bankruptcy: Making the Most of Your Bankruptcy Discharge. Go to Free Downloads for the entire handout.
Your Legal Rights During and After Bankruptcy: Making the Most of Your Bankruptcy Discharge
Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection calls, and get a fresh financial start. Bankruptcy can help with some financial problems, but does not guarantee you will avoid financial problems in the future. If you choose bankruptcy, you should take advantage of the fresh start it offers and then make careful decisions about future borrowing and credit, so you won’t ever need to file bankruptcy again!
How Long Will Bankruptcy Stay on My Credit Report?
Which Debts Do I Still Owe After Bankruptcy?
Do I still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?
Do I Have to Reaffirm Any Debts?
Can I Change My Mind After I Reaffirm a Debt?
Do I Have to Reaffirm on the Same Terms?
Do I Have Other Options for Secured Debts?
Do I Have to Reaffirm Car Loans, Home Mortgages?
And What About Credit Cards and Department Store Cards?
Remember: The law often changes. Each case is different. This page is meant to give you general information and not to give you specific legal advice.
